New to Canada Mortgages

Newcomers to Canada can access mortgage financing to achieve their homeownership dreams, with some qualifying for as little as a 5% down payment.

For those with limited Canadian credit history, certain programs allow you to demonstrate creditworthiness through alternative means, though standard income and employment verification requirements still apply.

If traditional options aren't accessible, alternative lenders may provide solutions—often with a minimum 20% down payment and higher interest rates.

When you’re ready to purchase your home, reach out—I’m here to help you navigate the process and find the best options for you!