Self-Employed Mortgages

Are you self-employed and seeking a mortgage? The process of qualifying may differ from individuals who are not self-employed, but with the right guidance, it doesn’t have to be complicated.

To qualify, you’ll likely need to provide tax documents such as Notices of Assessment (NOAs) and T1 General tax returns for the past two years. If you can’t provide these, a 20% down payment and potentially higher interest rates may apply.

Self-employed individuals may face challenges due to reduced taxable income from write-offs, but I work with lenders who understand this and offer flexible options. Whether you have all the necessary documentation or need alternative solutions, I can help.

Get in touch today to explore your mortgage options and secure the financing you need!